Help With Scholarships and Pupil Monetary Help

Mos is a monetary know-how firm that helps college students seek for scholarships and apply for numerous federal and state pupil support packages.

The corporate started as a pupil banking different, providing a spending account with a rewards debit card, however it has since pivoted solely to pupil support and scholarship companies. 

We clarify how Mos works, together with its key options and pricing, and allow you to know whether or not we expect its price utilizing. 

Mos is a scholarship search web site that gives entry to a big pool of scholarships and assist from a private advisor (non-obligatory) that will help you maximize scholarship and monetary support alternatives. 

What Does It Provide?

Mos affords an attention-grabbing mixture of options that school college students can reap the benefits of. Right here’s what stands out about Mos. 

Scholarship Listing 

Mos affords a listing of over 20,000 scholarships. You don’t want an account to browse the listing, however by signing up, MOS can match you to scholarships that provide the greatest probability of successful. The Mos listing contains dozens of filters to slender your scholarship search. For instance, you may search by low, medium, and excessive effort, no essay, school, main, scholarship quantity, and extra. 

Monetary Help Help

Need assistance finishing the FAFSA? Mos affords an AI advisor that may reply questions and help with filling out monetary support functions in addition to essay drafts. In the event you want extra personalised help, you may join Mos Premium for $9.99 monthly. This unlocks entry to a human advisor who can help you thru the monetary support course of. In accordance with Mos, Premium subscribers obtain an additional $3,000 in monetary help on common. 

Mos Plans 

Mos’s fundamental service (Customary) is free, however you may unlock extra personalised service with a Premium subscription, which prices $9.99 month-to-month. Right here’s what’s included with every tier: 

Customary (Free) 

• Personal scholarships
• AI Advisor 
• Immediate AI Essay Drafts 

Premium ($9.99/month)

• Personal scholarships  
• Institutional scholarships 
• Maximize state grants 
• Maximize FAFSA 
• AI Advisor 
• Immediate AI Essay drafts 
• Premium Advisor 
• 1:1 FAFSA Evaluation 
• 1:1 Tuition Evaluation 
• Negotiate along with your college 

Are There Any Charges?

You possibly can entry Mos companies freed from cost, together with its scholarship listing. Nonetheless, you’ll have to pay $9.99 monthly to entry 1:1 FAFSA and tuition help with a Mos skilled. Mos claims that it is specialists may help you maximize your pupil support, though we do not see any technique to affirm this. 

How Does Mos Examine?

A number of scholarship search web sites can be found on-line, and lots of don’t cost a price like Mos. After all, Mos is charging for extra personalised service. But when that’s not one thing you want, chances are you’ll need to look elsewhere. 

Scholarships360 is a free scholarship search web site. It really works equally to Mos in which you could browse its scholarship listing with out turning into a member. Nonetheless, for those who join, you may present info permitting Scholarships360 to supply personalised matches. 

Daring.org can be a free scholarship search platform, however it differs in that it affords unique scholarships solely accessible on its platform. In actual fact, particular person and firm donors can create scholarships by way of daring.org for college students to enroll in. Daring.org is price contemplating for those who’re seeking extra scholarship alternatives. 

How Do I Open An Account?

You will get began with Mos by signing up on its web site or downloading the iOS or Android app and making use of out of your smartphone. You’ll be required to supply some private info alongside along with your cell phone quantity. 

Contact

Contact choices are restricted. You possibly can attain Mos help by way of e mail at help@mos.com. Sadly, it does present a cellphone quantity on its web site, nor does it publish any enterprise hours. 

Buyer Service
Primarily based on its 4.6 out of 5-star Trustpilot score, you need to count on a optimistic expertise with Mos. Moreover, each the iOS and Android variations of the app have earned over 4 out of 5 stars of their respective shops.

Is It Protected And Safe?

The Mos platform ought to be thought of protected to make use of. Whereas the corporate might gather info from its customers, equivalent to your identify, e mail tackle, cellphone quantity, different private data, app exercise, location, and monetary data, it says that it doesn’t share any of your info with third events. It additionally makes use of customary encryption to make sure that your info is transferred over a safe connection, and customers can request that their knowledge be deleted. 

Is It Value It?

MOS is actually a scholarship search web site that gives personalised help for a price. Their scholarship listing is straightforward to make use of, with a great deal of filters. And by signing up, you may obtain personalised scholarship matches. Mos additionally affords some unique scholarships that you just will not discover on different platforms. 

The massive query is whether or not paying for a Premium subscription is price it as most college students are in a position to full the assorted functions, together with the FAFSA, themselves. There are not any ensures {that a} Mos advisor will get you more cash. Finally, you may have to determine if the added price is well worth the peace of thoughts and time financial savings, and for some, it is perhaps.